What’s A ‘Life Budget’?

 

Often, once we get a grip on our “if only’s” we replace them with “what if’s.”  I know that I have been guilty of doing this.

I have learned to cut myself some slack because moving to a new country has been full of fantastic new beginnings and optimal possibilities, but if I’m not mindful, they can very easily get lost in a sea of what-iffery!

In fact, I’ve discovered that progress can’t be optimal when my past regret is not forfeited, or my desire for control of the future is present.  Much like financing our future, our lives need a budget to keep us aligned with our goals and aspirations. 

In other words, we need to invest in our lives.

 

Evaluating your current life balance, enjoyment, and meaning

So, now that I have defined this, how does one go about planning out a life budget?  Well, if you’re as terrible at finance as I am (which is pretty comical since I worked in finance for over five years) you might find yourself needing a little guidance.

The first step is asking the right questions to get a clearer vision of what exactly it is you want to achieve and how you can align your actions to design your future life’s balance, enjoyment, and meaning.

The easiest (I jest) way to evaluate how much balance, happiness, and meaning is in your current life is to break it up into three categories:

  1. Doing (Your job, hobbies, etc.)
  2. Having (Your possessions, relationships, etc.)
  3. Being (Your true inner self)
  • How balanced is your life right now?  Is your life/work balance healthy?
  • How enjoyable is your life right now?  Do you have time to engage in things you’re passionate about?
  • How meaningful is your life right now?  Do you believe in yourself?  Do you still have things you want to achieve?

How much of yourself are you willing to invest?

For the longest time, I didn’t understand what it meant to “invest” in myself. I figured I went to college, became somewhat active, and had a small 401k going and that was what investing in myself was all about.  While these are ways to financially and physically invest in me, self-investments are much deeper than that.

Like everything else, you need to ask yourself some important questions to properly invest in yourself and accomplish your desires.

  • Where are your strengths?  (There’s a fun test you can take here to evaluate your strengths and weaknesses.)
  • Do you value and use your intuition?
  • Do you hope to set an example for others?
  • Do you have a vision of your “ideal self”?

These are just a few of the questions that need to b asked, but important ones all the same.

[Tweet “How much are you willing to invest in yourself? Learn how to plan a “life budget” to see how just how much! #Goals #SelfHelp via @BeetsPerMinute”]

Setting Goals

I would recommend setting one small goal at a time as this approach has proven to be the least overwhelming and has the highest long-term success rate.

The nutrition and fitness worlds are all about setting S.M.A.R.T. goals, but in the life coaching world, there’s a bit more to this highly useful acronym.

Introducing S.M.A.R.T.E.N.U.P. goals.  

  • S-Specific 
  • M-Measurable 
  • A-Achievable and Appealing 
  • R-Realistic 
  • T-Timed 
  • E-Enthusiastic 
  • N-Natural
  • U-Understood 
  • P-Prepared    

Let’s break apart the following client goal:

“I want to lose 10% of my body weight for my sister’s wedding in July. “

Is it specific?  Yes, she has expressed a specific amount of weight she wishes to lose.  She is 165 pounds and is proposing a weight loss of 16.5 pounds by the month of July.

Is it measurable?  Yes, when she reaches 148.5 pounds she will have met their goal weight.

Is it appealing?   Yes, this goal is achievable and appealing because she can clearly visualize her body at the desired achievable weight.

Is it realistic?  Yes, with a sensible way of eating and the appropriate amount of physical activity this goal can healthfully be achieved with a 1-2 pound per week loss.

Is it timed? Yes, she has expressed the desire to complete this goal by her sister’s wedding in July.

Is she enthusiastic about her goal?  Yes, she has set a realistic and achievable goal which will provide her with the confidence she desires for her sister’s wedding.

Is this goal understood by others? Yes, she has explained to her partner that she has set this goal for herself and that she will need to cook healthy meals and has dedicated herself to fitness classes at the gym over the next six months.

Is she prepared for any obstacles?  Yes, she accepts that her goal is achievable enough that she can afford a weight loss regardless of possible injuries or unforeseen events.  This goal also will allow for her to have a less structured and restrictive eating plan, which will ultimately lead to greater long-term success.  She sees this goal as one that can be done in a balanced, enjoyable, and meaningful way.  

Once you know which goals you want to achieve — and can answer yes to these questions — you can use them as an investment in yourself. Placing your goals into action is when you tie your life budget together.   You must work within the balance of enjoyment and meaningfulness to achieve what you truly desire.

Have you ever thought about a “life budget” for your goals?  Do you use the S.M.A.R.T. goal system?  What’s a goal you’re working towards right now?

beetsperminute-post-signature

LET’S CONNECT!

 TWITTER  | FACEBOOK | PINTEREST |BLOGLOVIN’

Spread the good word!

Are You Living Life With Passion?

HEY, Readers!  You know, I read somewhere that bloggers shouldn’t apologize for their lack of posting.  Apparently, nobody cares.  Well, I do.  I feel terrible about my lack of attention to this blog.  I’m not a parent (yet…) but in a lot of ways, I feel like Beets Per Minute is my baby and lately I’ve been a severely neglectful mother.

So, LOTS has been going on in my world!  My husband, Luke, ran his first half-marathon ever this past Sunday by participating in the Great Scottish Run.  He did a TERRIFIC job finishing at one hr 53 minutes.  I’m so very proud of him and love that he raised over £400 for Cancer Research UK in honor of my late father.  The run was a fantastic event with over 30,000 people participating including Neil from Neil’s Healthy Meals, who ran in the 10k beforehand!  I met up with Neil, his wife, Lynne, and their friend, Catherine (who was fun to meet as I read all about her on his blog)!  Catherine was there supporting her husband, Liam (also a star on Neil’s blog!) as he also completed the half-marathon in the group just behind Luke’s!

all smiles after completing!!

all smiles after finishing!!

Yeah, okay, so the Great Scottish Run was ONE day, but there are other things going on….

 

 

Are you living life with passion?

A couple of weeks ago, as I was slacking scrolling my Instagram feed, I came across the following quote:

As I’ve gone through life,  I’ve found that your chances for happiness are increased if you wind up doing something that is a reflection of what you loved  most when you were somewhere between nine and eleven years old.

-Walter Murch

A reflection of what you loved most when you were somewhere between nine and eleven years old.

Fascinating.

When I was between the ages of nine and eleven, I loved skiing, gymnastics, dancing classes and creative writing.

Now, I can hardly do a round-off triple back handspring on my lawn any longer.  Mostly because I don’t have a lawn, but also because I am pretty sure I’d break my neck if I tried.

However, I’ve loved becoming a trainer —  working to help people get healthy — and blogging has refreshed my love of writing.

 I am doing what I loved the most between the ages of nine and eleven and it has increased my level of happiness.

murchquote

Am I lucky?  Yes.  However, not in the way you think.  I’m still struggling financially and what they say is true that you “have to spend money to make money.”  However, finances and nail-biting aside, I wake up every day with the sense of purpose and passion that was missing for nearly decades of my life.

What if you could “time hop” back to a point when you were completely passionate about something?  What would you discover about yourself right now?  Would you say that you do something in your life right now that reflects those interests recreationally and professionally?

Whether it’s professionally or recreationally, is there something that used to bring you joy and comfort that you have lost along the way?

Perhaps, it wasn’t when you were aged nine to eleven. However, there must have been a time when the complications of adulthood and greater responsibilities were not your primary concern, and something put a genuine smile on your face.

Do me a favor.  If your life feels uninspired or unhappy right now, think about what you were passionate about at a young age and find a way to incorporate more of that into your life right now.

Even if it’s just coloring or building a Lego village.

Increase your level of happiness.  You’re worth it.

[Tweet “Are You Living Life With Passion? #lifecoach #happiness via @beetsperminute”]

 If you had to base your livelihood on a time when you were full of passion, what would you be doing right now?  Are you doing this already?

****************I’m linking up with Amanda at Running with Spoons for Thinking Out Loud*******************

Let’s Connect!

Twitter | Instagram | Facebook | Pinterest |Bloglovin’

newsignature

Spread the good word!